bluealvarez (![[info]](http://p-stat.livejournal.com/img/userinfo.gif){kind=small} bluealvarez) wrote,@ 2008-05-13 15:23:00 |
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I AM SELLING MY CAR
I put this all in capitals because I made a decision today. I am selling my car.
No I am not buying a new one.
Let me do the math for you, cuz I's is good at teh maths:
When I move on Friday, this is what it will look like:
$261.20/mo for the loan (until August of 2011)
$225/mo insurance
$200/mo gas (give or take $40-$60)
Total = $686.20/mo or $22.87/day
If I sell my car and take the orange line to the commuter rail, to Canton (yes, this actually works, I checked the schedules) it will cost:
$151/mo for an unlimited Zone 2 pass or $5.03/day.
The time it takes me to bike or walk 2.75 mi to the office door from the train (in inclement weather), approx. 10 min bike and 30-45 min walking.
This means a difference of $535.20/mo in my pocket.
I currently owe just over $9,500.00 on my car. The Kelly Blue Book value for a 2007 2D Toyota Yaris hatchback in mint condition with 55,000 miles is $9,605.00 private sale. If I can even get anywhere near this, I can make up the difference and get the title cleared from Chase.
Then I am free.
Why do it? You saw the numbers. I have 12 points on my license. My commute might take longer, and occasionally be very cold and wet, but I will get more knitting done and save a load of cash. And not hit anybody on my way to work either.
I also remembered that when I was in college, I spent 5 years commuting to school via bus, bike, and feet through Montreal winters. The last year of this I spent commuting from futher away from campus than I will be going now, and my walk from the last bus stop to campus was also further than my current 2.75 miles. That I have a T stop so close to my work is almost kismet. Or just really good urban planning.
PLEASE CONTACT ME IF YOU NEED A NEW CAR. If you are a friend of mine and want to work out a deal or something, please let me know. I cannot stress enough that the ONLY reason I am getting rid of this car is because I have such a horrible driving record and am in a position to finally sell it without severely impacting my quality of life. In fact, I'd argue that will improve.
This car gets 35 MPG city, 39 highway. It is the cheapest car to own on the market, and requires almost no maintenance. It is 5k away from 60 K maintenance, and you may want to replace the rear tires before winter. It is due for an oil change and new air filter. Breaks are still in fabulous shape. Majority of the 55K is highway driving.
*deep sigh* Help a sister out if you can. Thanks.
I put this all in capitals because I made a decision today. I am selling my car.
No I am not buying a new one.
Let me do the math for you, cuz I's is good at teh maths:
When I move on Friday, this is what it will look like:
$261.20/mo for the loan (until August of 2011)
$225/mo insurance
$200/mo gas (give or take $40-$60)
Total = $686.20/mo or $22.87/day
If I sell my car and take the orange line to the commuter rail, to Canton (yes, this actually works, I checked the schedules) it will cost:
$151/mo for an unlimited Zone 2 pass or $5.03/day.
The time it takes me to bike or walk 2.75 mi to the office door from the train (in inclement weather), approx. 10 min bike and 30-45 min walking.
This means a difference of $535.20/mo in my pocket.
I currently owe just over $9,500.00 on my car. The Kelly Blue Book value for a 2007 2D Toyota Yaris hatchback in mint condition with 55,000 miles is $9,605.00 private sale. If I can even get anywhere near this, I can make up the difference and get the title cleared from Chase.
Then I am free.
Why do it? You saw the numbers. I have 12 points on my license. My commute might take longer, and occasionally be very cold and wet, but I will get more knitting done and save a load of cash. And not hit anybody on my way to work either.
I also remembered that when I was in college, I spent 5 years commuting to school via bus, bike, and feet through Montreal winters. The last year of this I spent commuting from futher away from campus than I will be going now, and my walk from the last bus stop to campus was also further than my current 2.75 miles. That I have a T stop so close to my work is almost kismet. Or just really good urban planning.
PLEASE CONTACT ME IF YOU NEED A NEW CAR. If you are a friend of mine and want to work out a deal or something, please let me know. I cannot stress enough that the ONLY reason I am getting rid of this car is because I have such a horrible driving record and am in a position to finally sell it without severely impacting my quality of life. In fact, I'd argue that will improve.
This car gets 35 MPG city, 39 highway. It is the cheapest car to own on the market, and requires almost no maintenance. It is 5k away from 60 K maintenance, and you may want to replace the rear tires before winter. It is due for an oil change and new air filter. Breaks are still in fabulous shape. Majority of the 55K is highway driving.
*deep sigh* Help a sister out if you can. Thanks.
